So here’s the dilemma. Live the life desired right now while taking on additional debt OR delay gratification, continue to stack up and invest and live the desired life later. That’s really it. Now or later. What about now and later though? I have this intrinsic desire to want to invest in something like a dream home now. I want it now so my daughter can grow up in that home, in that community, with those friends and extracurricular activities in that area. But then on the opposite end, I think about what if I delay this luxury dream and then my daughter can purchase her own home, with freedom to have a low (if any) mortgage. But is it her life or my own that I’m living. Is it selfish to want to experience life abundantly now and still work to ensure an inheritance of some sort is left behind? I’m at a cross roads. I know the decisions I make over the next few months will be monumental in terms of what the next 5-10 years will bring about. 

I’m at a cross road. 

I’ll return with an update soon.

Yours Truly,

Crystal